Foreclosure prevention has long been a crucial practice area at NYLAG, particularly since 2008 when the full force of the foreclosure crisis hit and the housing bubble burst. Years later, the need for foreclosure prevention legal services continues to grow and the practice has expanded to serve all five boroughs as well as Nassau and Suffolk Counties, providing advice and counsel, on site pro se clinics, as well as direct court representation. Homeowner problems remain severe, especially in certain neighborhoods in New York City, and in particular on Long Island. The FPP has expanded its practice beyond traditional foreclosure prevention representation to address both conventional and emerging needs in these communities.

Services include:

  • Foreclosure litigation
  • Loan modification/workouts
  • Short sales/deeds in lieu
  • Deed theft and modification scam affirmative litigation
  • Reverse mortgage assistance
  • Resolution of tax and water liens.

NYLAG’s Foreclosure Prevention attorneys receive referrals from judges, referees, opposing counsel, other legal services organizations, the NYS Attorney General’s office and housing counselors, including those from network agencies of the Center for NYC Neighborhoods. NYLAG maintains a dedicated Foreclosure Prevention hotline and has a presence in 111 community offices located in courts, hospitals, and social service organizations. NYLAG attorneys also provide community education and outreach and travel aboard NYLAG’s Mobile Legal Help Center to reach homeowners OAG SEALwho have difficulty leaving their neighborhoods to seek assistance.

NYLAG’s Foreclosure Prevention Project is funded through the New York State Attorney General Homeownership Protection Program