Consumer Protection Project

Consumer Protection Project

NYLAG’s Consumer Protection Project helps vulnerable New Yorkers by fighting fraud, predatory lending, and illegal debt collection practices. NYLAG advocates on behalf of clients who are facing identity theft, debt collection scams, credit reporting errors, unjust foreclosure, subprime loan conditions, and other personal financial crises. Attorneys work not only to resolve the immediate problem, but also to ensure long-term security for victims and their families. The following NYLAG projects operate under the Consumer Protection Project umbrella:

Foreclosure Prevention Project

The Foreclosure Prevention Project helps low-income clients with mortgage issues by providing direct representation, consultation, financial and housing counseling, outreach, loss mitigation, negotiation and referrals as needed to social services organizations.

Volunteer Lawyer for the Day – Consumer Credit

The Consumer Credit Volunteer Lawyer for the Day program matches volunteer attorneys trained in consumer law with unrepresented defendants sued in particular types of credit law matters in the Bronx and Queens Civil Courts.

Bankruptcy Project

NYLAG provides bankruptcy counseling within a holistic legal assessment of the client’s financial position. NYLAG also helps prepare petitions, offers guidance throughout the process, and attends the bankruptcy Court hearings.

Bankruptcy Resources:

Click here to view a printable version of NYLAG’s Consumer Bankruptcy: Myths and Facts flyer

NYLAG Consumer Debt Matters Newsletters:

January, 2014

April, 2014

NYLAG’s Bankruptcy Project is generously supported by the American College of Bankruptcy Foundation.

Legal Support for the Office of Financial Empowerment (OFE)

NYLAG provides legal support, advice and guidance to Financial Empowerment Center counselors and clients on issues of consumer financial legal matters with a particular emphasis on student debt. When appropriate, NYLAG accepts client referrals for both in-depth legal advice and possible legal representation. The OFE, operating within the New York City Department of Consumer Affairs, aims to educate, empower, and protect New Yorkers with low incomes so they can build assets and make the most of their financial resources.

Financial Counseling

All clients facing consumer legal issues are offered financial counseling, both in short and long term management and crisis budgeting.